Meet Dan Brooks;
Published Author, Certified Financial Educator, and CLTC®
We help pre-retirees and retirees in Florida — and across the country — build retirement plans that are fully understood before anything is implemented. Thirty-three years. One focus. Your retirement.
• 33+ YEARS IN RETIREMENT PLANNING EXCLUSIVELY • PUBLISHED AUTHOR ON RETIREMENT PLANNING • COLLEGE RETIREMENT INSTRUCTOR — SAME FRAMEWORK, ONE-ON-ONE • CLEAN COMPLIANCE RECORD — VERIFIED THROUGH FINRA BROKERCHECK • NATIONWIDE SERVICE VIA ZOOM — AZ, NJ, NC, AND BEYOND
• 33+ YEARS IN RETIREMENT PLANNING EXCLUSIVELY • PUBLISHED AUTHOR ON RETIREMENT PLANNING • COLLEGE RETIREMENT INSTRUCTOR — SAME FRAMEWORK, ONE-ON-ONE • CLEAN COMPLIANCE RECORD — VERIFIED THROUGH FINRA BROKERCHECK • NATIONWIDE SERVICE VIA ZOOM — AZ, NJ, NC, AND BEYOND
Most Advisors Stop at Investments. Our Retirement Planning Process Goes Further.
Retirement planning is more than a portfolio review. It covers income strategy, Social Security timing, tax mitigation, 401(k) rollovers, required minimum distributions, estate coordination, and legacy planning — every component working together as one plan. That's what comprehensive retirement planning means, and it's all we do.
As a retirement planning advisor in Florida with more than three decades of practice, we've built our process around one principle: you should fully understand every option before any decision is made. That isn't just a preference — it's how every engagement works.
How Our Process Works
Step 1
Educate
We start by making sure you understand your retirement picture completely — income needs, account structures, tax situation, and timeline — before any options are discussed.
Step 2
Explain Options
We walk through each path available to you, customized to your situation. Nothing is filtered out to steer you toward a predetermined recommendation.
Step 3
Pros and Cons
Every option gets examined on both sides. You see the tradeoffs clearly, in plain language, with no pressure to move in any direction.
Step 4
Implement
Once you've chosen a direction with full confidence, we build and execute the plan — coordinating across income, tax, investment, and estate decisions.
Full Service Retirement Planning
Retirement income planning, Social Security optimization, 401(k) rollover guidance, required minimum distributions, tax mitigation strategy, Roth conversions, legacy planning, estate coordination, asset management — each one has its own dedicated practice at Xexis. Explore what each service covers, or start with a free consultation to discuss which components are most relevant to your situation.
Asset Management
A retirement portfolio isn't a growth portfolio. We manage assets specifically for the retirement phase — income-oriented, risk-managed, and aligned with your tax and distribution strategy.
Retirement Income Planning
Build a monthly income plan that replaces your paycheck, coordinates all your income sources, and holds up across market conditions — not just good ones.
Social Security Planning
The timing decision that affects every year of your retirement. We model your break-even, your spouse's benefit, and the household strategy before you claim.
401(k) Rollover
Leaving your employer? We guide the rollover process step by step — so nothing becomes a taxable event it didn't have to be.
Tax Mitigation Strategies
Withdrawal sequencing, Roth conversion windows, bracket management — coordinated with your CPA to reduce your lifetime tax bill, not just this year's.
Roth Conversions
The window between retirement and RMD age is often the most valuable conversion opportunity of your financial life. We'll show you whether yours is open — and how wide.
Required Minimum Distributions
RMDs are predictable. Your tax bracket doesn't have to be. We plan for the distribution years well before they arrive.
Legacy Planning
What you leave behind shouldn't be decided by default. We review account titling, beneficiary designations, and inheritance structures so your assets transfer the way you intend.
Legacy Planning
What you leave behind shouldn't be decided by default. We review account titling, beneficiary designations, and inheritance structures so your assets transfer the way you intend.
Why Pre-Retirees Choose a Boutique Retirement Planning Firm Over a National Brand
The large firms are built for volume. We are built for one thing: retirement. Every client works directly with a retirement specialist with over There is no junior associate managing your account. There is no product quota behind our recommendations. There is an education-first process that has guided clients from Central Florida to Arizona, New Jersey, and North Carolina through one of the most consequential financial transitions of their lives.
We are a boutique retirement planning firm based Florida serving clients nationwide who want to understand their retirement completely before they commit to anything. If you'd prefer a more person touch,
Frequently Asked Questions About Retirement Planning
What does a retirement planning advisor in Florida actually do?
A retirement planning advisor coordinates the financial components of your retirement into a single, integrated plan. That includes income strategy, Social Security timing, tax planning, investment management, and estate coordination. At Xexis, we cover all of these areas as part of one structured process — rather than treating each as a separate service.
How is Xexis Private Wealth different from other retirement advisors near me?
Three things separate us from most retirement advisors: we focus exclusively on retirement (no generalist wealth management, no business accounts), we use a structured education-first process where you understand every option before any recommendation is made, and our lead advisor has 33 years of retirement-only experience, a published book on retirement planning, and teaches retirement courses at a local college. Those aren't marketing claims — they're independently verifiable.
Do you work with clients outside of Florida?
Yes. We serve clients in Arizona, New Jersey, North Carolina, and other states via Zoom. Our virtual consultations follow the same process as our in-person meetings at our Lake Mary office — same advisor, same approach, same outcomes.
What happens during a free consultation?
We start by learning about your situation — income needs, current accounts, timeline, and retirement goals. From there, we share what we see and where the gaps or opportunities are. Nothing is sold in the first meeting. You leave with a clearer picture of where you stand, and you decide what, if anything, to do next.
Is Xexis a fiduciary?
We operate with a strong compliance record maintained over 33+ years, which is independently verifiable through FINRA BrokerCheck. We encourage every prospective client to review our record before booking a consultation.
Serving Pre-Retirees and Retirees in Central Florida and Nationwide
Our office is in Lake Mary, and we serve clients throughout Central Florida — including Orlando, Sanford, Oviedo, Longwood, and Altamonte Springs. For clients outside of Florida, full-service retirement planning is available via Zoom. Wherever you are in your planning process, a conversation with us costs nothing.
